Scheming is terrible, and can happen to anybody. Sadly, it isn't a very uncommon thing to get scammed or have your identity stolen. Identify theft is when your private information is stolen and used for criminal activity. Being scammed can RUIN your credit, and take years or even decades to fix. Scamming is when someone tries or succeeds in tricking you, usually with intentions of stealing money or personal information. It is imperative that you aren't vulnerable when having lots of private information. People can also access your information by phishing, or false advertisement.
Some ways you can avoid getting scammed or schemed is to never leave receipts laying around, to shred important information when you're done with it, and to be cautious of who may be watching you put in your pin and/or password. If you keep track of your receipts and shred unneeded things, you are making it almost impossible to get your information. But anyone can view your password or pin if they're standing close enough. Be cautious of your surroundings. I will definitely use these tips in the future.
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